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Equifax is already facing at least two class-action lawsuits over the breach, along with a call from Jeb Hensarling, chairman of the House Financial Services Committee, for Congressional hearings into the hack.

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11, so on Monday,” said Chang, who believes the electronic theft of about ,000 from her bank accounts in recent months may be connected to the breach.

Equifax had no business offering its own credit-monitoring program, but rather should have worked in partnership with another provider to offer it for free to affected consumers, said Forrester Research analyst Jeff Pollard.

“It seems at least from the outside that they are trying to have some kind of benefit from what is ultimately a failure on their part.” To John Ulzheimer, a credit expert who formerly worked for Equifax, there are bigger issues with the firm’s credit-monitoring offer.Equifax sells personal data to marketers for targeted ads, and provides retailers and restaurants with location information related to consumers, Pollard said. ” Observers also criticized Equifax for requiring people to provide six digits of their Social Security numbers — information Equifax already has for millions of consumers — to find out if they have been hacked.“Do they also have some degree of information about me, about everywhere I’ve shopped, in store and online, everywhere I’ve visited? But the firm didn’t have much choice, Ulzheimer said.Equifax added that it had tripled its customer service call center staff to more than 2,000 people to handle inquiries.The company said Thursday it would give consumers a year of free credit monitoring and identity theft protection.

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